Hyme & Mattie,
We have not heard from you and we are just about ready to pull the plug on Amerisave, cut our SIGNIFICANT losses, and move on. The thought of this dragging on any longer is deeply upsetting to us.
To review, we have a large amount of money tied up in our checking account that is doing nothing, and that we have been directed by you to keep locked up there; we have the IRS chasing me now for the lien amount (which was completely dormant until we "unfroze it" to suit Amerisave); our valued-vendors (plumbers, electricians, carpenters, HVAC technicians) are ready to write us off as a bad joke and untrustworthy; we now owe our hard-money lender, Jeff Garvin, an additional $2500 to renew our loan for a second year, thanks to Amerisave's incredibly protracted "approval process"…in short, Amerisave has been a disaster for us, both emotionally and financially.
Can you think of one credible reason why we should not quit right now, and find another lender? Please let us know today: if you can not guarantee us an approved loan by the end of the day on Friday, we will pull the plug and take it up again on Monday with some other lender. We are now well into our fifth month of this process.
Both Janie and I have had mortgage loans and refinances approved in the past, and we have seen NOTHING, and I do mean NOTHING, like this.
We will, of course, in that case, need our $500 deposit, or whatever it was, back from Amerisave, so we can put it to some useful purpose.
With deep regret for our choice of Amerisave,
Steven Salemi & Jane Ruge