I have had a PayPal account for almost 15 years. But I learned an expensive lesson. My brother and I both purchased, separately, tool sets from a seller. The seller had a website with very good descriptions of what we were buying. When I saw the "PAYPAL' logo, I made a bad assumption that PayPal wouldn't put their service on bad businesses. Instead of tools I was sent a pair of cheap sunglasses. My mistake was thinking PayPal is as good as a credit card from a "Bank". It is NOT. My brothers bank already had the company listed as a scam and replaced his money immediately.
I on the other hand went back and forth with PayPal. After over a month, they requested I return the cheap sunglasses to "China". They claim to provide return shipping information, however, they never supplied a "Zip Code" with the fictitious address. You need a zip code to even get an estimate, let alone actually shipping. Which I was told by the UPS store, would have cost me almost $200.00 to send back the Cheap Sunglasses. My refund was for 209.85. So it was useless to send back. PayPal denied my claim. They sided with the scammers. I closed my account with them. Fool me once shame on you, fool me twice shame on me! PayPal is as bad as the thief's themselves.