The sales staff was very deceptive and tricked me into a "Cash Equivalent" option that is not an cash equivalent. I think most people would expect that to mean that if that option is taken then they would pay no more than if they just paid the full price up front. They walked my through many pages and skipped right past the "origination fee" even though I told them I want to see the cash equivalent part of the contract. I am convinced that they knew exactly what they were doing. They've lost a customer and I'll be sure and let others know to avoid Conn's.