In the past year I have been embarrassed trying to use a gift card purchased from RAISE not once but FIVE times. Each time I had checked the balance on the card when it arrived. Two of the cards were new & denied & the others I had used once or twice no problem & then 0 balance when there should have been one. What is going on here? Being with friends or family, paying with a gift card & being told you have 0 balance is no fun. I'm just glad I had extra cash with me! Each time resulted in a very long wait on the phone trying to reach RAISE customer service and then the hassle begins... you may get your balance back, you may end up with a credit towards future purchases. Future purchases from a company THAT HAS NO REAL QUALITY CONTROL. I EXPECT TO GET WHAT I PAY FOR! Happened again today, now SIX times...$50 gift card received with $0 balance! RAISE offers nothing for my time or inconvenience!