I purchased several vouchers through Ethical Deal. NCrowd took over. I tried to redeem one of the vouchers. The merchant refused to honour it because NCrowd did not pay them. I contacted NCrowd. They were happy to issue a credit to my NCrowd account for future use. I tried today to access my account to use some of my previously purchased vouchers, and all the websites and accounts are gone - and so is all my money. I had over $200 in purchases and 'credits' between these two 'companies' and now it's all gone. I can contact my credit card company, but as it's been over 30 days, it's unlikely they can do anything about it. Plus, with my account gone, I don't know the exact days and amount paid for the credit card company to trace it. So all that money, that could have been used toward groceries or rent (most of my vouchers were for food/restaurants etc) is in some thief's pocket. It's always the broke, honest people who get screwed over the most.