My card has been messed up for over 4 months. Can't use it, can't add funds to it. Customer service just keeps going in circles saying they are working to get it fixed. 4 MONTHS. THIS COMPANY SUCKS! I've been with them for about 6 years now. They started out great. But now there's hidden fees everywhere. The rates at which u trade aren't true to market rates. There used to be some alright perks with the card but those are pretty much gone now. Theres far better companies now.