James D.

Superior customer service from this outfit and Mr Fernandez! I mentioned to him that I have been reading that these types of loans are almost as complex as commercial real estate transactions, but he said that he would do his best to help me understand our options. In the end it was quite straightforward.

I am happy with the APR and my fees consisted of mortgage insurance, origination fees and service fees. Expensive, but it is what it is like with other mortgages. I don't want to disclose figures here but it's in the 5 figures for a large loan. The world economy will downturn after the election (mark my words), however with the reverse mortgage I have guaranteed funds for my fife and I for the next 5 or so years. There's a lot of numbers and scenarios that can be ran so make sure to tell you bring up your ideas and concerns.

I love reading Motor Trend magazine, but their website is poor. It is not laid out in a way that it should be. They need to either stick with a themed magazine format, or a the "select the car/topic/item you're interested in" format that every other website uses. I would assume that 90% of readers visit their site to read the news, or to read their car reviews. The news section is chronological and works well, however the car reviews section is woeful. There are no consumer ratings (Edmunds.com is the winner for that) and the car reviews are behind the times compared to other blogs and even magazines like Car and Driver.

Motor Trend seems to be a site built by mid level managers, with the true car enthusiast writers and editors relegated to editorial copy and with no say in marketing. Not the best setup.