They're not upfront with their fee structure. You need to get a notary and the service they "partner" with is $25 which is fine if they disclose that to you before you hand over your credit card. They don't do that. So they get another knock of 1 star for being lying scumbags. All they had to do was say "Notary Required, $25 online option available" when they asked for my credit card and I'd have been fine with it. But nope they kept silent. Disgusting business practice.