I was sold a 75.00 gift card to Black Angus that had zero balance. I was told at the restaurant there was an incident in early 2017 of illegally obtained BA gift cards. GC spread refused to refund my money. I get the refund expiration period but this is not buyers remorse this is a questionable transaction, to begin with. I will not be buying from GC spread again and I will review them on every site I can find with this information.