Beware of BHGLoan.com- they keep sending me mail offering no interest/no cost/obligation during 90 day deferred payment period but when everything is said and done and after wasting my time sending all the papers they're socking me more than a thousand sign up fee. What a waste of my time! They also sent me a personal credit card that I mistakenly used(thinking it was the card I applied for online) even AFTER I TOLD THEIR REP I DONT NEED a personal credit card ( goes by my Apexcard.com) Shame on you BHG!