This is the best company to deal with when you purchase the extended warranty. Very friendly. Then when you try to make a claim, good luck. They will do anything in their power and from what I experienced fraud in order to get out of paying the claim. The same person that was so friendly when I bought the policy was terrible and rude when I tried to make a claim. One of the people who I dealt with that was terrible was Johnny M. He wouldn't give me his last name. I could write pages of details of my problems. They will refund you minus prorated days of how long you had the coverage. Here also they did not refund me the correct amount that I was owed less the prorated amount. I brought it up to them and they went silent, would not return emails or phone calls. It was not worth taking them to court.