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Buyer Beware; Target charges almost 25% interest on their credit cards!
If you're an Ebay seller, you pretty much have no choice but to process your sales through PayPal. PayPal takes 6.5% of the sale amount; Ebay takes 10% on top of that.
If you send money to a person or business, same story, 6.5% comes out of what you send.
A lot of businesses, especially small ones, won't except PayPal as a payment option because of this.
In short, there's no winning with PayPal.
Tip for consumers:
Avoid sending money to anyone from your PayPal account. Instead transfer money from PayPal to your bank (free) and make the transaction from your bank.
No matter what, when you receive money from any source, PayPal will deduct 6.5%.
Avoid PayPal if at all possible!
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