I signed up with autorize.net in March as I needed to accept payments for my new online stores. I never sold anything in my stores and 4 months later I realize that autorize never provided any services. They are still "approving" my account and it's in test mode. However, for these months they have charged my account monthly. I have also had to pay monthly fees for the online stores and other fees (eg Amazon). I have lost ca 1300 $ on this.