“DO NOT TRUST WEBSITES THAT USE THIS METHOD OF PAYMENT!”

DO NOT TRUST WEBSITES THAT USE THIS METHOD OF PAYMENT! This is sort of like paypal except without the security features. They will take your money and give it to the merchant like they're supposed to but if you complain that the item was not as described or you never received your item they will say "All we can do is forward your message to the merchant". Do not trust them or any site that uses them as a form of payment. Threats won't work either they will say "Please wait for merchant's response, thank you" WTF? Aarrgghhh