Premier Bank Card

I strongly advise against doing business with Premier Bank Card, as my experience reveals they are a fake firm. Be aware of any involvement, since it may result in money loss and other consequences.I received my money back, which was the only way I could go about it. I got assistance from. (I USED THEIR WEBSITE URL AS MY DISPLAY NAME AND PROFILE PICTURE FOR THIS REVIEW IN CASE YOU NEED HELP AND WOULD LIKE TO CONTACT THEM).Note: I did this due to the harsh regulation here, and I honestly want to help as many people as possible get their money back.

The interest rate of 36%, plus junk fees to penalize people who are desperate enough to borrow a mere $600 with a $95 initiation fee plus another $79 annual fee, $49 every year after with additional monthly fees of almost $9 after year one...do the math. You'd do better with the Mob...at least they're up front about predatory lending. DO NOT ENGAGE...whoever allows them to get away with this simply b/c they state the terms and conditions is just as culpable. Congress allows this? The consumer affairs dept. doesn t warn people off? Who is Premier s lobbyist? I d like THAT salary.

I Closed My Account and they keep Charging me Monthly fee. Try to get some Help but didn't get no answer way you get charge for something it not in used. On top of That a Annual fee. Stay away from this Card.

Usually, when a company changes it name, there is good reason. I opened a card with this company and somehow I made two(2) payments at the same time.

However, because I cancelled one of the payments this company closed my card without saying a word to me.
I called them to explain that I had made two payments by mistake and I cancelled only one of payments.

Well, the front line person was understanding and wanted to help. Therefore, he spoke over his shoulder to his manager to see how they could help.

Whoever, that person was, refused to talk to me or even consider helping.
Today it is a bad mark on my credit profile as a closed account.
They did collateral dame to my credit profile.

The people on the phone take forever to answer. When you do get ahold of them, they are not helpful at all. I had two cards with them. One for 300 and another for 700. They argued with me about which account was the older one i wanted to cancel. It was absurd. The interest rates are extreme. Trust me you can get a much better offer from one of their competitors. Lower interest and higher limit with less initial cost. Skip this scam.

DON'T ever get a card with this company, they are just the worst. You miss one payment and they come after you with threats of taking you to court. I will never recommend this place to anyone. A total scam stay away from this company they are an absolute joke!

This company is a scam I paid I think 150 to open the card I made one charge of $9 and they wouldn't let me charge anything else. I didn't pay the $9 bc I already paid them $150 to open the account. I now owe them $269. If your smart do not get a card with them. This company is a scam.

So my account was over the limit and I made a full payment after 30 days and waited for it to clear to find out that my accountgot closed without knowledge. I called to find out why my limit not available to be informed the account has been closed because my horrible bank (Wells Fargo) kept returning my payments. Remind you that I always had money on my account and I have a good job. Rebuilding my credit and now I have to start all over due to this set back. Thanks alot Premier Bankcard, You get my middle finger.

I always paid my balance in full so when I used a different bank card to pay it they said they suspended my card till they verified it was me for 2 months spent every day giving them documentation after documentation just to get it unsuspended every time it was denied saying they need more documentation so never the less I guess I still can't get it back they keep jerking me around I don't even want to give them any type of star they suck

Well I'm trying to get my credit back to good. As a young adult I messed it up being irresponsible. Yes they have fees and such but it's unsecured and I'm not getting it because I need money I'm getting because I want good credit. Well they started me at 300 and now I have 1,000 limit. Never miss a payment and only use it to show responsibility. I think it's great they gave me a chance. A year later and my credit is awesome just got a new work van from a dealership never thought that would happen again. Final thought. Use this company to rebuild your credit not to get money and you'll be happy.

Do not apply for this credit card. There are high fees every month from monthly and annual fees and rude customer service agents I have encountered from my experience.

Signed up for credit card paid 75.00 20 days later didnot get a card but a bill for 84.00 more cancelled card payment tried to call them on hold over 1 hour these guys suck

This company is A SCAM AND STEAL! You pay your annual fee and even though you don't use it they charge you a month for purchasing as long as your card is active! THIEFS! I PLAN TO PAY OFF N NEVER GETTING THEM AGAIN. HOW CAN THEY CHARGE ME FOR PURCHASES A MONTH WHEN I HAVEN'T EVEN USED MY CARD! DONT GET THEM!

I have had several credit cards, and this company Premier Credit Card has got to be the worse. I just hate it. I have got to get rid of this card soon. When you make a check deposit for a payment, why does it take a week for it to show available and credited to my account? Terrible service. It was taking out of my checking the very next day, a week has gone by, and still not showing available to use yet. Also, I went online just to look at my account I saw where I had a balance available one day and then gone another, I hadn't even use my card, hen I see the balance back on there. Crazy. With technology today, Premier need to do better.

They reel you in stating they help boost your credit score but by the time you are able to use the card you have MAYBE $100 or so. Therefore you never get to fully use the card. Then your pay back amount is the sum of the ENTIRE card balance PLUS the "1time yearly payment"$100. If you need a credit boost FIRST PREMIER BANK CARD IS NOT WHO YOU SHOULD CHOOSE!