From the business
Online Loans and Lines of Credit Between $200 - $2500.
MoneyKey is an online lender and credit services provider, offering a safe and secure online platform. Online credit available through the MoneyKey website includes Installment Loans and Lines of Credit.
The products offered through MoneyKey can provide you with financial flexibility and a safety net for unexpected expenses that may come your way. We strive to provide five-star service to customers. The application process is quick and easy. Apply online, verify your information and you may be approved in minutes*. If your application is approved, you may receive your money the same business day**.
We understand that taking out a loan is a serious and often daunting task, and we are here to help you every step of the way. Our highly trained Customer Care team will review important terms and conditions with you to ensure that you understand how the borrowing and repayment process works. To find out if you qualify for one of our products, simply visit our website or call us toll-free today.
With an online loan through MoneyKey, you will not be surprised by any hidden fees. You can pay off your balance in full or make additional payments at any time. No cash advance fees, late fees, early payment fees, or annual fees. Please refer to our Rates and Terms page for further details on the cost of the product available in your state of residence.
Applications submitted on the MoneyKey website may be originated by one of several lenders, depending on your state of residence. Visit the Rates page on the MoneyKey website for state availability.
MoneyKey is a state-licensed direct lender in Delaware, Idaho, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Utah, and Wisconsin. In Texas, MoneyKey is not the direct lender but is licensed as a Credit Services Organization (CSO) and a Credit Access Business (CAB). In this state, loans are funded by third-party lenders and serviced by MoneyKey.
*Not all applications are approved; duration of approval process may vary.
**If approved, any requested funds may typically be deposited into your bank account the same business day; the timing of funding may vary by product and state. The date and time funds are made available to you by your bank are subject to your bank's policies.
MoneyKey Reviews Summary
MoneyKey has garnered a mixed reputation, with many customers praising its efficient service and supportive customer representatives who provide clear explanations of loan terms. Users appreciate the quick access to funds and the flexibility in repayment options, often highlighting the professionalism and patience of staff. However, concerns arise regarding high fees and the complexity of repayment structures, leading some customers to feel misled. Additionally, there are reports of unauthorized transactions and account freezes, which have contributed to skepticism about the company's integrity. Overall, while MoneyKey is recognized for its customer service, potential borrowers should be cautious and fully understand the terms before proceeding.
This summary is generated by AI, based on text from customer reviews
They are very friendly and have some of the best rates. I have used them 8n the past they are very helpful if you need any thing.
Irene H. Was so nice and understanding she helped me out. She was super personal. This company wants to help
My Representative was CLEOPATRA! She was very understanding and helped me greatly, I had a knee injury on my job and needed time to get my pay period back in line and had asked to get more time to Start back repayments, and, Cleopatra helped me through it, and I am thankful that you guys are understanding. Thank you again. Thanks, CLEOPATRA!
I appreciated her patients and understanding when I was doing my Application. She does very good work on her part.
Mireya was very helpful. I was very pleased with the assistance that I received. She was not in a rush to get the call done. She listened and answered every question with a friendly and professional attitude.
Mireya was very professional in taking care of my needs. She also was very polite and if I had to rate her on a scale of 1 through 5. She would get a 5 star for her customer service.
Giselle is very professional and she knows her job very good for her and for the customers thank you Giselle
MoneyKey has been very helpful in a pinch. They have the technology to help fast! Eduardo helped me and was very fast and professional. Thank you!
Great customer service by
Agent harini. She was very helpful. I like making business with money key.
Mireya was very helpful in moving my due dated to the 3rd of the month when I get paid instead of the 2nd like it was originally for some reason. She was very respectful, polite and just nice & helpful. Would recommend Money Key to anyone needing a loan.
Why do I have to enter a hundred characters when I all I want to say was she was okay nothing above and nothing under customer service
Irene was very helpful and extremely pleasant and most importantly professional in the manner in which she handled my inquiry.
Great and fast and friendly. Irne was very patient and understanding with my situation, I wanted to take advantage of the money I had still available.
This is my third time getting money from them and each time it has been a breeze. They listen to your needs and they try to get you the best amount that they can. Monekey has always depositied the money into my account the very next day. Customer service reps have always been outstanding.
I asked Irene to stop deducting from my account (ACH) and she understand my situation and happy for her help.
Very thorough and knowledgeable. Mireya offered excellent customer service. She was also polite and friendly
Mireya was so kind. My computer gave me a panic attack, and this lady was so kind and gave me all the time I needed, and she handled the loan very professionally. I have borrowed from MoneyKey before, and they live up to everything they say.
Thank you
Dawna
Y yo recomendaria a esta agencia y a todo su personal. La persona que me atendio se llama Mireya y es muy atenta con los cliente y se preocupa por tener satisfechos a los clientes ojala todos fueran asi como Mireya
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- Sitejabber’s sole mission is to increase online transparency for buyers and businesses
- Sitejabber has helped over 200M buyers make better purchasing decisions online
- Suspicious reviews are flagged by our algorithms, moderators, and community members