LendingClub

I firmly alert against drawing in with LendingClub, as my experience proposes they work as a trick organization. Be careful about any contribution, as it might bring about monetary misfortune and negative outcomes.

I've gotten my cash back and that was just way I could go about it. I found support from. (I Involved THEIR Site URL AS MY Showcase NAME AND PROFILE PICTURE ON THIS Audit INCASE YOU Want Assistance AND Believe Should Connect with THEM).

Note: I did this on account of the severe arrangement here and truly I simply need to help whatever number individuals as would be prudent to get their cash back.

I had a joint account with my daughter that I would occasionally cash checks with. It used to be called Radius bank. I had no problems when it was Radius bank. Then LendingClub comes along and closed my account. I had $11 in my account. It disappeared. Poof, apparently into the pocket of some greedy bank worker or bank owner. Yes, sure, most people would say it was only $11. Number 1 - it was not your money. Did you earn it? Number 2 - if the greedy bank workers/bank owners stole $11 from every single one of their customers, it would add up to a nice pile of free and easy money for them. I am picturing Scrooge McDuck right about now. I just wanted to share my experience and tell others to be careful.

They have tied up my money for review and even when I sent documents they did not review. Made 6 calls to customer service and everyone gives me different answers, so having to resend all docs again. This has been going on for over 2 weeks so no access to my money. They want send it back to the original account or nothing. Getting run around, I would not recommend anyone deposit money here.

I have been paying off a small loan with Lending Club for over a year now. I kept receiving notifications that I qualify for a second load. So, I finally decided to do so and they said I don't qualify. Therefore my credit dropped a few points because they re-ran the process and now I can't apply for anything with Lending Club. As soon as my loan is paid off, it will be the last time I work with this company. You would think they would lean more towards their customers who never miss a payment, but I was wrong. My point is, if they are sending you offers and qualifying emails, don't re-apply for a second loan, 99% or the time it will be denied.

Lending Club is a better and more efficient way to reduce your debt. For example, say an individual has borrowed a $50,000 credit line and is paying 15% interest each month. Lending Club will lend the borrower $0 - $50,000 to honor the original debtor and instead, sign the borrower on a more affordable interest rate than 15%. The interest rate under Lending Club, on $50,000 loan, could be 10% less than banks and private lenders require.

Borrowers should be aware that Lending Club will pull your credit file from one of the 3 major credit bureaus. This helps them to determine your identity and credit worthiness.

Borrowers should be aware that Lending Club is qualified to use best debt collecting practices on default loans.

Borrowers should be aware that any default will lead to a negative credit rating and monthly reporting.

The lending club is supposedly the future of banking. I read about the lending club on Forbes and they made it seem as it was potentially going to take over the banking industry. The problem is that you still have to qualify for a loan and they seem to be ever harder to find a loan from than a bank. The rates are lower though by a few points, which adds up. Once you have one loan, it is harder to get a second loan so the problem with going with the lending club is that you have to make sure you can actually qualify for enough of a loan or you may be better off having more access to future funds through a bank.

I have been trading with this platform since and I have never been scam until now I can't withdraw all my assets they took all my money not until I get I touch with the help of a web LÊGALRECOV.COM AMD GOT ALL MY MONEY

I was a customer of the bank for a few years. Eventually, I moved most of my funds out the bank due to lower interest rates. Lately, I've noticed that the bank has competitive CD interest rates and decided to open a 1yr CD. Strangely, you cannot open an additional account from your online dashboard and should apply as a new customer, regardless of your existing accounts (I have checking & savings accounts active). I set up substantial amount of money as ACH transfer from my other external account. In a few days I contacted LendingClub bank to inquiry and learn that my new account still under review. I asked the rep do not transfer my funds over weekend: each calendar day I'll loose $30+ in interest. The rep become aggravated and rude, I replied that if they move my money over weekend I'll cancel the new acct application and move my business somewhere else. Immediately after the chat ended my online access to my accounts was blocked "due to recent activity". LendingClub bank has requested a copy of ID, a recent statement from my external bank and screenshot of my online dashboard of my other external account to be provided with to some Kiteworks.com, who I have no business with. Anyway, I complied and in 2 days I received email saying that my accounts will be closed and "in 15 business days" they'll mail a check of remaining balances. BTW, I even don't remember how much money I had with them and will not know because my online access is blocked, and they won't respond to my emails. Luckily, they didn't have a hold of my transfer, otherwise I would lost about $600+ in interest. The only reference I have is: Reference # **************. This is my true story: no explanations, no remorse, no respect - nothing.