Green Dot

Started using them when I started my job, I liked that their thing was you would get your direct deposit 2 days early. However I've learned not to count on it because it shows at random times no rhyme or reason. They recently started offering overdraft protection but arbitrarily suspend it on you. Customer service is a mess, you often get someone who disconnects you or really can't help - massive overseas call center I assume. I'm not thrilled and will probably switch.

The Green Dot Moneypak is great - if it works. If you don't know what you're doing you will delete the amount on the card and have to notify Green Dot for a reimbursement, which can take weeks. Green Dot had some major issues with this card around 2012 - 2013 because of all the scams going on with people trying to take advantage of other people with it. Walmart doesn't handle them anymore and it's rare to find a Turkey Hill that will sell you one. CVS still sells them BUT make sure you get a newer card that is dated 2014 or newer. ALSO, make sure after you pay for the card and get it loaded that you get a receipt that shows it's loaded. If not, ask the cashier to re-try. If still no good ask for your money back before you leave. I love these cards when they work for loading my Horse Racing accounts or Paypal. Just tellin' my opinion.

It is not the safest way to pay. But sometimes is safes you a lot of time!

I like how I get paid two days early but the monthly membership fees should be a lot less. The monthly fees plus the reload fee is ridiculous.

Overall Green Dot is great, as for Direct Deposit, making purchases so on. However, it says that Mobile Check Deposit will take between 1 - 5 days. If you are given the opportunity to do Mobile Check Deposit, but need your money within a day or two do not do it. It will take the entire 5 days. My check was from my employer who does my direct deposit and it was for $150 so not a huge amount. This should have been available within a day or two. I am a single mother and needed these funds within a timely manner to get my kids school supplies and food. I guess my expectations should not have been a day or two since it does say 1 - 5 days, but I really did not think it would really take that long. By the time the check is deposited my direct deposit will hit and I won't need the check.