CreditUpdates

My real estate agent referred me to signup for creditupdates for $1 so I didn't have to pay her $40 to pull my credit. A buck was cheap to see my report and I had no problems signing up and was easy to download my report.

I called the number on the site to cancel and impressed my call went straight to a real person in the US not some outsourced call center. They offered me a free month of membership so I decided to keep it to monitor my credit. Overall happy with their service and probably the easiest to read credit reports I have ever seen. Trust me I work in the mortgage industry and have seen hundreds if not thousands so that says a lot.

Was also pretty cool they have a Rewards Total program for members allows me to print coupons for local businesses like Target, Subway, movie theater and other places. So over all this is really paying for itself.

Creditupdates.com maintains a marketing strategy of posting beautiful apartments at below-market prices on bulletin board websites such as Craigslist. Once you reply to the listing, you will receive a reply that asks you to obtain a credit report and a link to Creditupdates.com

The offender will not accept credit reports from other companies. It is likely that the apartment being listed does not actually exist, but this is just an attempt to get you to sign up for the credit report subscription service, which is ultimately useless as there are cheaper and even free alternatives.

The domain of the email communicator was "@luxuryprop. Xyz". I would avoid at all costs and remember to never give personal information in response to Craigslists ads until you have established a rapport and trust with the vendor.

I just went through an identical situation as the previous reviewers. BTW... the name changes on the website link that is in the e-mail. One time I clicked it showed up as EFreescore and another time was CreditUpdates. Scandalous. As if it wasn't hard enough to find an affordable place to live. Below are the e-mail chains that I received.

"Thank you for your interest in the property listed for rent. You were the first to e-mail from the advertising. We are currently ready to lease with flexible terms and just finished all new renovations. We will work with you on move in date, lease length and security deposit.

I understand you desire the precise address of the property but we do want not to disclose the address before you are qualified. We have had a string of break ins, squatters and thefts at our other properties. We would like to prevent that with this property because of the renovations that have cost a great deal of money. You'll be the first to move in with the renovations.

All utilities are priced into the lease along with garage parking spaces. The appliances in the kitchen as well as laundry room were just installed. You have the option to pick your paint color and flooring prior to your arrival

When you want to come look at the place, then please visit the link below and grab your credit report. We use this site since it's it gives you 3 scores. All you need to do is fill out the form and you get your report We aren't interested in specifics of your report, it's more of a formality to ensure you have rental history. You can get your report by CLICKING HERE

Remember, print out the report and bring it to the tour. We'll waive your security deposit if your score is above 540+.

Let me know when you have an updated version of your credit report. Then I'll schedule you for a walk through.

Thanks,
Lena "

And my response to "Lena Nickerson" after doing a little investigating...

"http://www.ripoffreport.com/r/Credit-Nation/Walnut-California/Credit-Nation-Scoreoutlookcom-and-Efreescorecom-Ripping-off-Chirldren-with-Credit-Repor-*******"