Of course this bank like any other has some peculiarities that may or may not be liked.
But this bank has some features that make it really special.
Such features include the way the bank takes care of nature. Some companies offer different kinds of charity or helping the environment. But this is the first time I've seen that care for the environment is so integrated into the services. I can literally monitor every tree that the company has planted.
Another feature is the harmonious combination of modern trends and classic services. This allows both me and my parents to receive quality and convenient services.
Bunq app is quite comfortable to use on a regular basis. It's not overwhelming with functionality, just all the essential things.
Not very satisfied with the client support. They take too much time to respond and sometimes people have very urgent things.
First it was my bank exclusively for traveling purposes. It offers decent options for payment abroad and deals to get the most of your spendings while traveling.
But now I use it not just for that. I created several sub accounts to make my spendings more efficient. All of them were set up a certain way so that it's almost automatic. I have very little participation in the process.
Sme questions could be raised about the withdrawals and the free limits. However the thing is this bank is operating online predominantly and the people who use it have their needs online too. In this regard everything makes sense to me.
It is impossible to find answers at the help center.
I had to spend a lot of time to find information about the advantages of money transfers in this bank.
Let me address those that do not feel safe with online banks, such as this one. I know that trust is a big deal and so I think this is needed.
Bunq being a European bank is a great advantage as it ensures that your money is protected by the European Union regulations. Same regulations that govern your traditional banks.
The EU is known for its strict and stringent regulations, which implies that your money is safe and secure with Bunq. Additionally, Bunq's European roots provide an added security layer as the bank is subject to some of the most comprehensive and thorough regulatory frameworks in the world.
Furthermore, Bunq's adherence to the European Union's privacy laws means that your personal and financial information is protected and secure.
Overall, Bunq's European bank status is a significant advantage for the bank's customers as it ensures a high level of financial security and protection.
It's a nice online bank, but I would like to change the app's design a little bit. I found it too simple and unimpressive. If the developers add a function to change the design by the user, I would be delighted.
Wouldn't say the best banking app out there, but sure, it has a series of products that are designed well, thought out nicely and work allright. So there is nothing wrong with the place. It's a matter of time for me to get used to it.
ONE DAY AFTER DEPOSIT 10.000,00 Euro
Locked immediately day after asking nothing
Saying for secure safety reasons but not asking me nothing. Just lock my moneys and they enjoy my money i lost them
See screenshots
Ich habe versucht, die Bank -App zu verwenden, und ich finde, dass viel zu viel los ist. Es gibt zu viele Dinge, weil... es nur so viele Dinge zu tun und zu erkunden gibt. Für jüngere Menschen mag das Spaß machen, aber für jemanden, der viel älter ist, sollte es einfacher sein. Es kann irritierende knöpfe geben, die für mich nutzlos wirken.
Transaktionen gehen schnell durch, besonders wenn die andere Person auch Bunq verwendet, so dass ich denke, dass das schön ist.
Bunq app is a very convenient app to be honest. Although I didn't have too much experience interacting with online banking apps, I managed to figure everything out pretty fast and start using it.
Also the free trial period is super helpful to define what you really need from the company.
As someone who is always on the move, I very appreciate the flexibility that Bunq's mobile only banking model provided. Being able to bank from anywhere, at any time, has been a relief for me. It's been particularly helpful during those busy days when I don't have time to make it to a physical bank. And even on my quieter days, I still locate myself drawn to the convenience of mobile banking, with its easy-to-use and friendly interface. With just a few clicks on my phone, I can easily check account balance, transfer money. It's amazing
The ability to set budgets for different categories and track my spending in real-time has made a significant difference in my life. It has not only helped me manage my finances better but also allowed me to identify areas where I can cut down on expenses and save money. Additionally, the app's user interface is incredibly intuitive and easy to navigate, making it a pleasure to use. Bunq has been nothing short of exceptional.
The feeling of using Bunq's Money Transfer was truly magical. It was as though the virtual numbers displayed on my screen were instantly transformed into real treasures. Each time I making a transfer, there seemed to be a spark in my eyes and a smile on my face:)
Bunq's Money Transfer product have completely changed the way I transfer money. I no longer relying on traditional and often cumbersome methods. With Bunq, not only is the process simplified but it also offers an increased level of security.
The Bunq Easy Bank plan is a good option for people who are looking for a no-frills bank account with low monthly fees. It offers a number of useful features, such as low-cost ATM withdrawals and one physical card feature.
However, if you need more banking services then you have to consider a more sophisticated plan for sure. I'm just satisfied with the cost-efficiency of this plan.
Just amazing I tell you. There is so much I can say about this bank and it is all good things. Even on the free account, there is a high-interest return rate. Banks do not usually do that you know. My physical bank does not even come close in that sense.
For the young company as Bunq is, they are doing incredibly well.
-very good service,
-always ready to help
-the idea is very promising.
They are already a billion dollar company so in my opinion it's more than reliable and they will soon get US permission to work there so I guess it will work out. I don't know about you but I am trusting bunq! If even 10% of what they are promising will happen we will take huge advantage of it.
This digital bank gave me what I needed at the moment when such a need was actual. The service is very good. I found no glitches that could irate me. I also don't like unnecessary obstacles such as lengthy procedures. Here everything works as a well-lubricated mechanism. I like this.
I've been banking here for a while and it has been good. The different plans are attractive to different types of people. Whatever your need is, there are solutions here.
The ability to create a lot of bank accounts with different IBANs for no extra charge, fee-free international transactions, and the overall peace of mind with their security measures make it well worth the try.
In general, bunq has truly redefined what modern banking should be. Their friendly app, commitment to stability, innovative approach, and excellent customer service combine to create an unparalleled banking experience. I wholeheartedly recommend bunq to anyone looking for a fresh perspective on banking and a partner in their journey toward financial empowerment.
Bunq has been a lifesaver for me. I've been using it for a few months now, and it's made managing my money so much easier. One of my favorite things about it is how I can split my cash into different accounts. It's helped me be more responsible with my spending, and the app itself is super easy to use.
Another thing that I love about Bunq is its budgeting tools. I have always struggled with controlling my spending, but Bunq's budgeting tools have helped me get my finances in order. I feel much more in control of my spending, and I have been able to save more money as a result.
Answer: I am not sure, perhaps you can try Easy Savings. This plan earns some interest. Also you can still use it to pay for some services using your mobile app.
Answer: Oh, that's easy, when you have multiple IBANs, you get an opportunity to make international transfers without paying any imposed fees. It's a super useful feature for those who admire travelling and can't sit at one place. Hence, advise you to think on Easy money or easy green plan, as far as I know they have the maximum possible number of local IBANs.
Answer: Guck mal, soweit ich mich erinnere, gibt es Cashback bei den Easy Green- und Easy Money-Tarifen. Das gilt für Restaurants. Cashback im öffentlichen Verkehr ist etwas mehr, aber es gibt es nur bei Easy Green. Du hast nach Beschränkungen gefragt. Soweit ich weiß, gibt es keine Begrenzung.
Answer: I can make few assumptions. But if I'm wrong, please forgive me. I imagine that students besides studying and paying for daily necessities travel a lot. At least it seems to me that this is the most appropriate time for that. So the plan that you think can provide you with all necessary things for traveling is the most suitable for you.
Answer: No, man, for God's sake! I have never had to use the insurance coverage provide by their regulating entity or how it is called, and I wish you the same. To be sincere, the bank are really interested in protecting customers' money and private data and it embedded a lot of modern protection measures, that is why I can say that it's even impossible to imagine that someone loses his money or someone has stolen this money from other clients. I bets it reacts quick to prevent such situations.
Answer: As far as I know you can use any ATM for withdrawal of money. The only thing that you have to pay attention to is the number of free withdrawals per month for your plan.
Answer: Um, I think you should remember what your plans are for the next 30 days. Maybe you have trip planned or you need to make some kind of money transfer. I recommend that you choose plan based on that and make the most of it. Or you can just open most expensive one and use its advantages within 30 days. But there's chance you'll like it and want to buy full subscription.
Answer: Mostly, it is for residents of the EU. The Bank operates in some countries outside of the EU, and you can look at the list of the countries on the website ;)
Answer: Whatever you wish, buddy. As many other clients, I also ordered a physical card cuz my chosen plan allowed it, but I quickly understood that I could get by without it. If you just want to experience feeling of possessing it, then order for sure. But, as I said, this option is available only for 3 plans out of 4. Savings isn't included.
Answer: I guess so, they have a lot of fintech, online banks, and thats not makaing any sense if there is no bunq! I am betting they will!
Bunq has a rating of 3.9 stars from 84 reviews, indicating that most customers are generally satisfied with their purchases. Reviewers satisfied with Bunq most frequently mention banking services, client support and digital bank. Bunq ranks 5th among Banking sites.