They will lie and get your money and make all these promises and do nothing. My papers were sent to an Independent Bank in some other state and when they were returned to Auto Relief Group, not me, Auto Relief Group had never had this happen and did not know what to do with the papers. They would not send my papers to the address in Memphis where my bank is located and they would not return the papers to me. I want my 298.00 returned to me. This has been going on since the first of April and now I understand assets have been turned over to a receiver by the courts. I want my money back!
Answer: Looks like it is very similar to refinancing a home... you will still need some sort of available credit it seems or your rates will not be any better than before. I would first tell your existing loan company of your situation if you cannot make payments and see if they can work something out for you before going to another company to refinance...