Free identity theft protection for consumers. It's good.
A few years ago, one of my credit cards had a security breach and some members had their personal information stolen. As compensation, my credit card company offered one year of free identity-theft protection from a company called Debix. I really enjoyed the service, which monitored my transactions as well as my credit from the three major credit bureaus and alerted me whenever anything suspicious came up. Fortunately, I never received an alert and therefore never needed to use their extended services of identity repair or identity-theft insurance.
I'm not sure if I would actually pay for the service since I can easily monitor my credit on my own. However, since I used the service, they have rebranded themselves as AllClearID and switched their focus to providing data-protection services to businesses. Because of this, their identity monitoring services are now subsidized by their business customers and completely free to regular users, so I would recommend checking it out if this is something you are worried about.
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