Hello! This is from the ShoeDazzle team. We know that this question was raised over a year ago, but we would like to address it.

The $49.95 charge will be converted to a VIP Credit that you can use to purchase. VIP Credits can be used to purchase any single item priced at up to $80, opt for a curated bundle, or select two items. This credit is available for your use when you are ready to make a purchase. If the credit is unused after a year since it was issued to the account, the credit will expire. Skipping is always an option to avoid the monthly VIP Credits. Just simply visit the website within the first five days of each month. Go under the "My VIPs" tab, and you will see the skip button there in green. Just press it and answer a few questions until you see a confirmation saying, "You've successfully skipped the month." Then you are good to go. We send out email reminders every first and fifth day of each month so that our members will be reminded to skip. Please be sure to check your spam or junk folder to see if you do not see the email in your inbox. You can also set an alarm or put a note on your calendar to be reminded.

It is up to you. Every month you have the option to skip that month or get the 39.99 credit I make sure I check my account on the 1st and skip it if I don't want to get charged that month.