I wouldn't recommend Globe Life Insurance. When you send all the documents required they'll request for more documents that's impossible to retrieve. It's sad that you trust a company but when the time comes as beneficiary to receive funds they do not want to release it at all. I was the beneficiary but the individual who signed off on the death certificate which was a cousin Globe life wants them want to sign documents. Why? It has nothing to do with the beneficiary because the individual trusted me and that's the reason why I was signed. I hate to say when it comes to African Americans receiving a payout. It's truly hard and most likely you won't receive it.