I called and talked to a so called "state representative" she convinced me to give her my cc number by saying that they would only charge the app fee and that the first 10 days of the policy were free. I told her I could not pay the full premium because I didn't get paid until later. She assured me that it was only going to be 20 dollars. Not the case, they immediately tried charging the full first months payment even though I told them I did not authorize it. It took me an hour of saying no I don't want it to get them to finally cancel the application. I realized that it was just a telemarketing type of business and the one supervisor was yelling at me the whole time saying that the payment had already been processed. Horrible business!