Horrible company to deal with. Signed up with them, sent tons of personal and professional information, copies of drivers licenses, bank statements, FEIN info, etc. After running a successful multimillion business with great relations with our merchant account, we wanted to explore this option. To date, weeks later, nothing at all. I get marketing emails, but nothing more. Really, really shady - we have closed two bank accounts because of it and recommend AGAINST using this service. Too new, too soon.