I am a verified actual AFC home club member. My membership started 5/22/17. Plan summary: 3 Year Gold. Total purchase price 1295. 00$. Membership # CLR-*******. Valdez Homeland CA. DONT PURCHACE THIS PLAN! My heater was not covered because according to them it had depreciated. ( I thought only cars depreciated?) They payed 180.00, I payed over 850.00 to fix my heater. In addition, they cashed it out rendering it no longer a covered item. Lastly, I found out they cashed out my refrigerator after it was repaired. Finally, it has me wondering if the toilet they repaired this year has also been cashed out?