Tracey w.

Yeah I was shocked when I saw all the negative reviews. I have a My Vanilla Visa debit card. The card you load and can reload. I didnt want the prepaid one. I knew I'd need to register it to create an account. I expected I'd need to give personal info so that they know it's me and not someone claiming to be me. I got pretty much the same assurances as far as my privacy and security is concerned, as I got from facebook and my facebook accounts been hacked twice already!
The fees to load, withdraw and use at pos are a bit higher than a couple of cards maybe but in the end it's the price I'm willing to pay. I checked reviews by financial institutions and magazines before I got it and found out unless you use a debit cart associated with your bank acct. The number of reloadable cards is dwindling and there are are only 3-4 available. In general I'm really happy with my card.