God help you if you want to use quicken off line and do not want to pay a ridiculous renewal fee each year. I have used Quicken since it first became available. In the last few years, unwanted changes and now the inability to use it off line makes this product a joke. I waited 20 minutes to speak with a rep who told me there is nothing I can do. Either renew for $51 or look at the renew pop ups and warnings that your subscription has expired. Unbelievable.