Stick to the 3 Bureaus directly this site offers you nothing. I signed up for the service and each time I attempted to pull up my score I was always met with "Site has run into a temporary issue with your request". After unlocking my credit reports after 2 months of service still I received the same message. I have gone directly to the 3 Bureaus to monitor my credit and have had no problem. This site did absolutely nothing for me but make me input my personal information multiple times before giving me nothing. Waste of time and money!