When I applied with TTL my Transunion was 651, the other two Credit Bureaus reported my score as 0. I needed credit to apply for capital to start a business. I purchased a package from TopTradeLines. The effects on my credit were unbelievable! Transunion 748, Equifax 755, and Experian 738 this happen as soon as the card appeared on my credit report. For the first time in my life... I'm finally free to start my business, purchase a home and brand new car. From day one Scott were knowledgeable, helpful and understanding about my needs and what I wanted to accomplish. He walked me through the process step by step and made me feel like I was a first class client. Thanks Scott and TTL! I look forward to our continued relationship and I highly recommend anyone looking to improve their score get started with TopTradeLines.com!