DO NOT USE THIS COMPANY. Unfortunately, I fell victim to the scam. I paid for a 2-year warranty. My phone broke, so I submitted a claim, paid full price for the repairs with the promise of a refund minus my deductible. Communication with my "representative" was great and professional in the beginning, but never heard from him again after fixing my phone. I've given up after 4 weeks of constantly trying to get a response from him. If anyone can find a lawyer to file a class-action suit, COUNT ME IN!!