Bought several, 50% of them had problems. My guess is that people sell the cards to Raise but keep the gift card # and PIN for later usage. Once Raise buys the card and the seller receives the $$, they then use the stashed GC # and PIN to use the funds on the card they just sold. Buyer beware. When they work, its great. When they don't, its time and stress to get $$ back. Stay on top of balances and USE THEM QUICK!