I applied for a PenFed credit card at the beginning of 2023. Right after that Someone began appying for accounts with other banks, like high yield savings accounts,etc. So I reported it to the effected financial intstutions, credit bureau, and law enforcement. I thought everything was resolved, However, several months later, I applied for an auto loan which, by the way, was a nightmare, and the same stuff started happening again. Fortunately, because of my previous action, a fraud alert stopped it in its tracks. There's something not right with either the credit union or some of their employees or the security of there systems. I did a search on the net to see if PenFed was legitimate. Evidently it is, however, the majority, I mean all but a few of the reviews are 1 out of 5. I don't advise anyone to use there services.