I was required to buy health insurance through the marketplace. However, when I shopped with Blue care they told me that my doctor was in network, I was covered, and my pre-existing coverage would be fine. However, they lied. They had me paying $105 and then took $255 from the government on my behalf. They did not pay my doctors AT ALL. Denied my prescriptions. So essentially I was getting no benefits for a total of $300 in premiums and $100 at least for prescriptions. Not to mention, I now owe my doctors at least $80 per visit that blue cross denied.