I joined Stripe thinking that they'd offer a similar service to Paypal. Within one week of using Stripe, having transacted about $100 - they email me that they'll be "reserving" 50% of my funds for 3+ months. Secondly, after attempting to upload my driver's licence and passport - their system shows failed within 1 minute whenever trying to upload photo ID's. I'm currently reaching out to the NAB Bank of Australia in regards to their "50% reserve" policy for new accounts and the fact they are not properly collecting identifications for new users.