Horrible company. I Set it up for my father They took the liberty of putting it in my name. Multiple phone calls for hours each time, did nothing to resolve the issue of taking my name off the account. After my father passed away and the account was cancelled, they say there is still a balance on his account and now they are coming after me with a collections agency. I've been passed around to 7 different people at this point. Each one states they have resolved the problem. What a circus. I don't know how they stay in business!