With the instability of the economy during the pandemic we started relying on our credit cards. Now that things have become stable and we are in a better place financially we realized that it would take us 30 years to pay off those debt even if we paid it aggressively by doubling the minimum payments we were still looking at 8 to 10 years with the high interest rates. With the painless and simple options through Fix and Flip Loan we will be debt free in 3 years and receive an great interest rate that is less than a 3rd of our credit card rates.