Not a good value for subscription membership. You are better off making your own e-card and sending the person an e-gift card via whatever retailer/vendor you choose... When I called to cancel, they stopped the membership but could not refund what I was charged today, for the month ahead. So I am paying for a month's worth of services that I will not utilize. If customers considered returning, this policy (non-refundable subscription) would certainly turn them off not to return.