They never called, but I went back to the branch that I purchased and paid off account and requested a copy of the Certificate of Ownership. They were unable to print, but they wrote on a blank pre-printed certificate: my name, the items purchased, the date it was paid, and the date it was due (showing it was paid prior to the 90 days) and signed. I called Acceptance Now (main office) and told them that I had the Certificate of Ownership. They asked me to take a picture of it and email it to the email provided by representative. It was resolved in less than 3 days.