Seriously, people, PLEASE stay as far as you can from these scammers - their website menus are really hard to understand and that's just the tip of the iceberg. They are extremely slow to react and it took me weeks and endless phone calls (most of the time the people I tried to call were on voicemail) to convert a personal account into a business one. All I wanted was to send some money to an overseas supplier. But I created the wrong type of account and this opened Pandora's box. I wired them $3000 to be sent to my supplier and have been on the phone for a week now, trying to transfer the funds from the personal to the business account so I can wire it. Eventually I got fed up and asked to get the funds back but they do not give up that easily - there is always an excuse "This takes time, that takes time, this person is on vacation, that person is absent". This is the worst case of lack of service and coordination I have ever experienced, by a margin.