My car was in an accident within the first month of owning. I made 1 insurance payment before then. I canceled the the premium after the accident and they took my car as a total loss. They charged 100$ for their device when they have it in the totaled car at their lot... Months later... And I have yet to receive my 1000$ deductable when the other party claimed fault... this company is a joke and everyone should stay away! I wouldn't suggest to my enemies...