I have had my car over a year. Had to fix the car because drive time sold me a bad car front end need a lot of work. Called to talk to them about missing this 1 time payment so we can get back and forth. Car is costing a $1200 to fix. They told me because I'm current. They can't do that if I miss a payment they will come and get it. Also they use 186 of my 287 payment to interest. This is a big scam. Stay away from Drivetime and Bridgecrest