UPayCard is the worst service I've ever used...
At first they want photos of your passport and utility bill. Okay, that wasn't suspicious so I sent them.
Then if you want to load money from your card you'll need to verify it:
1) a mini-deposit less than $1
2) photos of both sides of your card + a written consent
You can't do anything with UPayCard account so believe me you'll send it too.
The most interesting is that different people from their support team want different things from you: some of them are sure that you don't need to send all documents, the others are saying the opposite. Eventually you lose your time and wait, wait, wait as their Department in Charge constantly "doesn't work now so you'll receive a message from us in 3(!) business days."
Finally they let you load your money and begin to demand other documents: your selfie, a bank account, etc.
I was very surprised that they didn't have many reviews in the Internet but now I'm simply sure that they're just IDENTITY THIEVES! They want your data, your money, your personality! AVOID THEM!