Paytm hire third party agencies to collect their money. The third party agencies call your parents inlaws and tell them that you owe money to Paytm. They also call your finance. When you tell them you do not require post paid money. They forcebly offer you and them harras you by calling you multiple times in a day. Third parties hired by Paytm get your family info from an app that is restricted to use. It's like they have hired bounty hunters to hunt you. It is a night mare to by a customer of paytm