STAY AWAY! V-Shred Commits Fraud. V-Shred Elite program is the biggest scam. They OVER promise and mislead you in their sales call. You contact them on support and they only send you snippets of the call that gaslight you as the customer. I've gone up the chain as far as I can. I've filed a dispute with BBB and Affirm. V-Shred refuses to send me the ENTIRE sales call because they know I'd be able to show how misleading they were.