I am now I debt thousands of dollars. I have not had Careguard for even a year. Careguard receives $134,685.04 to cover medical expenses regarding my work injury. Cervical epidurals and trigger point injections. Careguard refuses to pay my doctor for his services. Careguard collects the money from my settlement and refuses to pay. I thought this was safe for my medical security and I regret this decision because I can't make an appointment to get my medications filled, because I now owe thousands to my physician.