My nephew received a $30 power pay Visa Debit Card for his birthday. It remained in his wallet for about 4 months. It was NOT ACTIVATED during this time. He went to use it - it declined. When we called as to why - we were told it needed to be activated - which we then did. We found out it only had $. 25 on it! 25 cents! What a deal in scam! Never activated and they just took the money under the guise of "fees" and he should have read the terms and conditions - WOW - really? Crooks, thieves, scammers- STAY AWAY! There are plenty of reputable Visa cards out there to do business with. Not this one.