james b.

The lease agreement set up to where they make a difficult for you to payoff quickly. I was told I can change my payment date to 1mo, but they don't tell you that you have to pay up front for the remainder of the month before they begin taking monthly payments. They also do not give you the option of beginning monthly payments until you have made four consecutive payments for 1 month. Its simple. You pay for 4 weeks and in the 5th week you make a monthly payment. They don't do that. You still have to pay the additional 1 week or the 5th week which means you're overpaying. The lease is set up for sneaky frivolous charges where they can make the most money out of you for an extended amount over the time. You actually wind up paying double for your purchase if not more. They also went into a previous account that they were not authorized to go into using expired credit cards from a previous purchase. They also entered incorrect account info phishing for a payment. They're crooked legalized loan sharks. I plan on filing a lawsuit once I pay them off and reporting them to the NYC comptrollers office and the BBB.