Hope K.

My husband and I are independent consultants and rely on the marketplace for insurance. We have had coverage from several different insurance companies over the years - United, Bright Health, Anthem, etc. Anthem is the absolute WORST! They indicate they pay and cover things and they do not, despite countless appeals. My daughter is in need of a hearing test (100% covered in the fine print), yet there is no pediatric audiologist in network and they will not pay for me to go out of network. I have contacted every audiologist in network and everyone refers me to Children's hospital, which is not in network. While all insurance companies have their faults, our medical expenses are SIGNIFICANTLY higher with Anthem for the year, despite no changes in health. I urge anyone to NOT go with Anthem, it is absolute fraud and will cause you more headaches than necessary!